“There are three things in the world that deserve no mercy, hypocrisy, fraud and tyranny.” – Frederick William Robertson You’re on vacation in a foreign country. You check in to the hotel, leave your luggage in your room, grab the most needful items and go sightseeing. There’s so much to investigate! Once you’re out, you notice a souvenir shop with cute backpacks. “I need to have one,” you think. In this very moment, you remind yourself you’ve only US dollars in your purse. “Right. I need to find a currency exchange.” You look around, notice at least three, and choose…
